GoodLeap Watch.
GoodLeap (formerly Loanpal) is the largest U.S. solar lender, originating an estimated $20+ billion in solar loans. It's also the most-sued. The company is the named defendant in the In re GoodLeap MDL — a multi-district class action consolidating allegations that GoodLeap's dealer-fee model adds 22-30% in undisclosed markup to financed solar systems. CFPB-style enforcement is ongoing.
What GoodLeap is
accused of.
The following deceptive and negligent practices have been documented in lawsuits, AG enforcement actions, CFPB orders, and direct intake from affected homeowners. Click any pattern to read the full description in the Practices Catalog.
Inflates financed system price; pays dealer rebate to offer low advertised APRs
Details →Loans approved for cognitively-impaired homeowners with insufficient affordability review
Details →Truth in Lending disclosures fail to separate dealer-fee markup from system cost
Details →Used by dealer network with insufficient GoodLeap vetting
Details →Lawsuits against
GoodLeap.
Current and historical legal actions. See the full Lawsuit Hub for the complete index across all solar companies.
Active multi-district consolidation. $340M+ sought.
California TILA class action. Class certification pending.
$11M settlement + dealer-fee disclosure reform.
$2.4M individual settlement (elder financial abuse).
Are you a GoodLeap customer?
Did you finance a solar system through GoodLeap (or Loanpal, its predecessor name) between 2018 and 2025? If any of the following match your situation, you likely have a case:
- Signed solar loan with promotional APR under 4%
- Financed amount exceeded local cash quote by 20%+
- Found dealer markup line item only on amortization schedule
- Elder homeowner signed alone
- Contract negotiated in Spanish but provided in English